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Finance Tools
Percentages, interest, and money math.
111 tools
Percentage Calculator
What is X% of Y, percent change, and X is what % of Y.
Simple Interest Calculator
Calculate simple interest on principal.
Compound Interest Calculator
Compound interest over time.
APR Calculator
Estimate APR including fees.
APY Calculator
Annual percentage yield from nominal rate.
Effective Interest Rate
Convert nominal to effective annual rate.
Nominal Interest Rate
Convert EAR back to nominal rate.
Loan EMI Calculator
Monthly installment for any loan.
Mortgage Calculator
Monthly mortgage payment and interest.
Car Loan Calculator
Auto loan monthly payment.
Personal Loan Calculator
Personal loan payment estimator.
Home Loan Calculator
Home loan EMI and total cost.
Student Loan Calculator
Estimate student loan payments.
Mortgage Refinance Calculator
Compare rates and find savings.
Mortgage Payoff Calculator
Months to pay off a mortgage.
Extra Payment Calculator
Impact of extra monthly principal.
Amortization Schedule
Monthly principal and interest table.
Balloon Loan Calculator
Loans with a balloon payment.
Auto Lease Calculator
Monthly lease payment with money factor.
Credit Card Payoff
Months to pay off a card balance.
Credit Card Interest
Monthly interest on a balance.
Credit Card Minimum Payment
Estimate the minimum due.
Future Value Calculator
Future value of a lump sum.
Present Value Calculator
Present value of a future amount.
Annuity Calculator
PV and FV of an annuity.
Perpetuity Calculator
Present value of a perpetuity.
NPV Calculator
Net present value of cash flows.
IRR Calculator
Internal rate of return.
ROI Calculator
Return on investment.
CAGR Calculator
Compound annual growth rate.
Payback Period Calculator
Years to recover investment.
Discount Calculator
Final price after a discount.
Tip Calculator
Tip and split a bill.
Markup Calculator
Selling price from cost and markup.
Profit Margin Calculator
Margin from price and cost.
Gross Profit Calculator
Gross profit and margin.
Operating Margin Calculator
Operating income over revenue.
Net Profit Margin
Net income over revenue.
COGS Calculator
Cost of goods sold for the period.
Revenue Growth
Period-over-period growth.
EBITDA Calculator
Earnings before interest, tax, D&A.
Break-Even Calculator
Units and revenue to break even.
Sales Tax Calculator
Add sales tax to any amount.
VAT Calculator
Value-added tax and gross price.
GST Calculator
Goods and services tax.
Tax Calculator
Quick effective-rate tax estimate.
Income Tax Estimator
Estimate income tax with deductions.
Payroll Tax Calculator
Social Security and Medicare tax.
Self-Employment Tax
SE tax on net earnings.
Salary to Hourly
Convert annual salary to hourly.
Hourly to Salary
Convert hourly to annual salary.
Annual Salary Calculator
Annual pay from per-period pay.
Monthly to Yearly
Convert monthly to yearly/weekly.
Paycheck Calculator
Gross and net per paycheck.
Overtime Calculator
Overtime pay with multiplier.
Inflation Calculator
Adjust value for inflation.
Retirement Savings
Project retirement balance.
401(k) Calculator
Projected 401(k) balance with match.
IRA Calculator
Project Traditional IRA growth.
Roth IRA Calculator
Tax-free Roth IRA growth.
Retirement Age Calculator
Age when you hit your goal.
Pension Calculator
Annual pension from formula.
Social Security Estimator
Estimated monthly benefit (PIA).
Savings Goal Calculator
Monthly savings needed for a goal.
Savings Growth
Project savings over time.
Emergency Fund Calculator
Target emergency fund size.
Budget Calculator
Monthly surplus and savings rate.
50/30/20 Budget
Split income into needs, wants, savings.
Net Worth Calculator
Assets minus liabilities.
Debt Snowball Calculator
Smallest-balance payoff plan.
Debt Avalanche Calculator
Highest-rate first payoff.
Debt-to-Income Ratio
Monthly DTI ratio.
Debt Payoff Calculator
Months and interest to pay off.
Rent vs Buy Calculator
Compare renting and buying costs.
Rental Yield Calculator
Gross rental yield.
Cap Rate Calculator
Capitalization rate for property.
Cash-on-Cash Return
Annual return on cash invested.
BRRRR Calculator
Buy, rehab, rent, refi, repeat.
Fix & Flip Calculator
Estimated flip profit.
Real Estate ROI
Return on real estate investment.
Stock Profit Calculator
Net profit from a stock trade.
Stock Average Down
Average cost across buys.
Position Size Calculator
Share count from risk and stop.
Risk/Reward Ratio
Trade risk-to-reward ratio.
Dividend Yield
Annual dividend / price.
Dividend Reinvestment (DRIP)
DRIP growth over time.
Dollar-Cost Averaging
DCA projection.
P/E Ratio Calculator
Price-to-earnings ratio.
PEG Ratio
PE divided by growth.
Book Value per Share
Equity divided by shares.
EPS Calculator
Earnings per share.
Market Cap Calculator
Share price times shares outstanding.
Beta Calculator
Beta from covariance and variance.
Sharpe Ratio
Risk-adjusted return.
Crypto Profit Calculator
Net profit from a crypto trade.
Crypto Average Cost
Average cost across buys.
Crypto Staking Rewards
Compounded staking yield.
Mining Profitability
Profit after electricity costs.
Forex Pip Calculator
Value of one pip in your currency.
Forex Lot Size
Position sizing for forex.
Forex Margin
Margin needed for a position.
Currency Converter
Convert with any exchange rate.
Exchange Rate Margin
Spread vs mid-market.
Bond Yield
Current yield on a bond.
Bond Price Calculator
Price a bond from YTM.
Yield to Maturity
Approximate YTM.
Bond Duration Calculator
Macaulay duration.
CD Calculator
Certificate of deposit growth.
Money Market Calculator
Money market account growth.
Straight-Line Depreciation
Annual straight-line depreciation.
Declining Balance Depreciation
Book value over time.